As the campaign of Open Banking rises, digiRunner provides complete
features of corporate level API management platform, provided with
financial setups and third party platforms to use information with
higher versatility. This not only creates a new buisness model, but
also provides users a better experience through third party
platform, increase market usage and ecosystem.
digiRunner realizes the three steps open banking standards.
digiRunner API managing platforms reflect the law requirements of open
banking financial supervisory commission, by unifying stands and
safety managing mechanism and accelerating extensive cooperation
between financial industries and TSP industries, to achieve industrial
reach and expland profit.
Traditional Banking VS Open Banking
Traditional banking Service reach centralized, little versatility, and higher user
service conversion costs.
Traditional Banking VS Open Banking
Open banking In alliance with multiple industries, high versatitlity with
service development, keeps the customer's needs closer.
Open information for each steps
Open information for each steps are included down below
Step one-Publish open information
information consolidation
incease efficiency
digiRunner; API managing platforms have patented service that
doesn't inhibit special features of hot deployment. Up to 50
percent of development speeds between platforms and th
adjoining efficiency between downstream systems are increased.
API's auto explore, immediate warning, transaction managing
features can accomplish the safety management in transport
layer, information layer, and behavior layer, allowing IT
personnel not have to worry about the cyber security of the
mainframe platform, and can directly authorize different
systems directly from the platform, taking out the extra step
to fix programming like in the past and greatly decreases
management and maintenance time.
1
Step two-Publish personal information
authorization mechanism
Covering of everything
Comply with Open Banking API standards, personal information
and transaction sensitive information are completely
protected. From date transport layer (confidentiality, data
integrity, source of information, unrepeatability),
information layer (information completeness verification,
encrytion on sensitive personal information, anti-hacking),
behavior layer (OAuth2 verification mechanism and
authorization timeliness, Client authorization and IP Check)
all are protected from risks of cyber security to assist in
provided Token mechanism, to efficiently manage API users
which includes authorization mode and flow managment.
2
Step three-Publish transaction information
finance data
safe sharing
Through all-round digiRunner API, managing platform structures
realize open banking's final purpose, under the users
agreement, TSP affiliates can connect account payment,
deduction, transaction through APP after integrating account
infroamtion to really achieve "Finance date safe sharing,"
providing consumers a more complete fianancial experience.
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